Limits are allocated by the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan to authorized banks for the issuance of mortgage loans, including preferential mortgage loans, for the purpose of continuing the mortgage lending process during 2026.
Modern.az reports that the acceptance of applications from citizens will commence on the following dates:
For ORDINARY mortgage loans:
Starting from 11:00 on 05.03.2026.
For PREFERENTIAL mortgage loans:
Starting from 11:00 on 06.03.2026.
The acceptance of applications will be carried out via the “Electronic Mortgage and Credit Guarantee” system (www.e-gov.az) using electronic signature tools (SİMA Token (Electronic Signature), SİMA Digital, Asan İmza).
In this regard, citizens are advised to create electronic cabinets by 04.03.2026.
Note: The user manual for applying for a mortgage loan has been placed on the Fund's official website (www.mcgf.gov.az/storage/Talimat.pdf), as well as in the relevant sections of the “Electronic Government” portal and the “mygov” platform.
